Tipton County Homes under $400,000

Tipton County Homes under $400,000

Welcome to Tipton County, Indiana, a hidden gem that perfectly balances small-town charm with modern conveniences. Nestled in the heart of the Hoosier state, Tipton boasts a rich agricultural heritage and a welcoming community that embraces both tradition and innovation. With its picturesque landscapes, friendly neighborhoods, and a variety of local amenities, Tipton is an ideal place to call home.

For those seeking affordable housing options, Tipton County offers an impressive selection of homes under $400,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you’ll find a diverse range of properties that cater to various lifestyles and preferences. From cozy single-family homes with spacious yards to charming bungalows and modern townhouses, there’s something for everyone in this vibrant community.

Living in Tipton means enjoying the tranquility of rural life while still being in close proximity to larger cities like Indianapolis and Kokomo. Residents can take advantage of local parks, recreational facilities, and community events that foster a strong sense of belonging. The county also features excellent schools and a low cost of living, making it a perfect choice for families and retirees alike.

With its welcoming atmosphere and affordable housing options, Tipton County is more than just a place to live; it’s a place to thrive. Come explore the possibilities and discover your dream home in this charming Indiana community!

Newest Tipton County Homes under $400,000

437 N Conde Street, Tipton
$299,900
5 Beds ⋅ 2 Baths
Have you ever wanted an older home but did not want to remodel for modern living? Now you don't have to - come see this gorgeous, completely renovated two-story beauty that perfectly blends timeless charm with modern updates! Offering 5 bedrooms and 2 full baths, this home provides the flexibility and space today's buyers are looking for. Inside you see beautiful original woodwork that has been re-stained to highlight its character, alongside gleaming hardwood floors that add warmth and elegance throughout. You will also find new carpet upstairs for added comfort. All the big ticket items have been completed. The fully updated kitchen is a true standout, featuring brand-new stainless steel appliances, stylish finishes, and plenty of space for cooking and gathering. Both bathrooms have been updated and refreshed. Outside you will find newly designed landscaping that creates great curb appeal! This home is just waiting for you to move right in!

437 N Conde Street, Tipton

Listing courtesy of eXp Realty, LLC.

2596 N State Road 213, Windfall
$349,900
3 Beds ⋅ 2 Baths
Set on 2.80 acres, this renovated 3-bedroom, 2-bath ranch offers 1,512 square feet of comfortable single-level living with plenty of space to enjoy. The updated kitchen features granite countertops and an eat-in layout that blends everyday functionality with a welcoming atmosphere. A dedicated laundry room adds convenience, while the spacious lot provides privacy and room to spread out. The property also includes a detached garage with space for up to six vehicles, a huge barn for your convenience, a fenced area, and an open patio for enjoying the outdoors. With its renovated interior, generous acreage, and practical ranch-style layout, this property offers a great combination of comfort, space, and versatility. Schedule your showing and take a closer look at everything this property has to offer.

2596 N State Road 213, Windfall

Listing courtesy of Realty World Indy.

736 N Ash Street, Tipton
$134,900
2 Beds ⋅ 2 Baths
Looking for comfortable, easy one-level living. This 2-bedroom, 2-bath ranch is open with opportunities to make it your own. The home has hardwood floors, eat-in kitchen, laundry rm and a 1-car attached garage. Whether you're a first-time buyer, downsizing, or looking for a comfortable home, this one is worth a look!

736 N Ash Street, Tipton

Listing courtesy of RE/MAX Anew Realty.

316 S Independence Street, Tipton
$299,000
5 Beds ⋅ 2 Baths
Welcome to 316 S Independence St in Tipton! Priced at $319,000, this spacious home offers 5 bedrooms, 2 full bathrooms, and 2,347 sq. ft. of living space. Blending modern updates with traditional craftsman style trim and hardwood floors. Enjoy a 2-car garage, large fenced-in backyard, and the freedom of no HOA. Conveniently located within walking distance of downtown Tipton, this home combines plenty of space with a great location.

316 S Independence Street, Tipton

Listing courtesy of CENTURY 21 Scheetz.

333 W Walnut Street, Sharpsville
$235,000
3 Beds ⋅ 2 Baths
Welcome to perfect small town living! This quality crafted home built in 1900 boats 3 large bedrooms and 1.5 baths on a large fenced in double lot! There is also a HUGE dream detached garage with electricity! This home has been well maintained and is move in ready! Large eat in kitchen (space for an island), primary bedroom on the main floor, 2 large bedrooms plus a bonus living area upstairs with ample closets are just a few of this homes highlights! Flooring, paint, and appliances are all new in the last few years! The extra large private backyard is a clean slate for an ultimate backyard oasis! Sharpsville is conveniently located right in between Westfield and Kokomo without the hustle and bustle or the price tag! Basement/foundation solid and just inspected 2 years ago. This year new water heater, water softener, gutters, and fence!

333 W Walnut Street, Sharpsville

Listing courtesy of Weichert Realtors EPG.

404 N Main N, Tipton
$218,745
OK, I'm not going to give you that AI crap. This is an income opportunity but it needs some work. Potential income of 950 per unit as is. Could be much more in Tipton, depending on how much you put into it. This place was originally a single family house and could be converted back. You couldn't build it for this price and that would leave you plenty of room for your HGTV dreams!

404 N Main N, Tipton

Listing courtesy of eXp Realty, LLC.

208 N Main Street, Kempton
$199,000
3 Beds ⋅ 3 Baths
Welcome home to this completely remodeled, storybook residence situated on an expansive corner double lot with mature trees in the quiet heart of Kempton. Designed for warm, effortless entertaining, the open-concept main floor features a stunningly updated kitchen bathed in bright, natural sunlight, seamlessly serving as the heart of the home. The main-level primary suite offers true convenience, while two additional bedrooms and three beautifully finished full baths ensure ample space for family or guests. Outside, the oversized yard provides boundless flexibility with room to add a pole barn or secondary structure, paired with a one-car garage, storage shed, and no HOA constraints. Perfect for those seeking modern comforts wrapped in quintessential small-town charm!

208 N Main Street, Kempton

Listing courtesy of The Stewart Home Group.

105 W Colonial Street, Kempton
$225,000
1 Beds ⋅ 1 Baths
Unique small-town property with residential potential in Kempton! This versatile property is currently operating as a convenience store and is located in a central small-town setting, offering an opportunity for someone looking to create a unique home or investment property. While the property is currently used as a commercial space, it offers the potential to be transformed into a residential residence, subject to applicable zoning and approvals. The existing layout provides a flexible starting point for a variety of possibilities. Whether you're looking to continue the current commercial use, create a live/work property, or explore a residential conversion, 105 W. Colonial St. offers the opportunity to bring your vision to life. With its central location and adaptable space, this property is ready for someone with a vision to make it their own. Bring your ideas and explore the possibilities this unique Kempton property has to offer!

105 W Colonial Street, Kempton

Listing courtesy of Keller Williams Indy Metro NE.

104 Division Drive, Tipton
$325,000
3 Beds ⋅ 2 Baths
Well maintained 3 bedroom, 2 bath brick ranch home on .61 acres. Located on cul-de-sac lot offering convenient access to US 31. This masonry brick home is 1,577 square feet with covered porch entry and large rear wood deck. Inside layout is open concept with vaulted ceilings in the main living area with a gas log fireplace. Kitchen has ample cabinetry and a breakfast bar. Appliances include stainless steel refrigerator, range/oven, microwave, and washer and dryer. Newer HVAC. The Master bedroom has two walk in closets and attached tub/shower combination bathroom. Outside has a large privacy fenced rear yard. It includes a three month old 12 x 40 foot storage barn with service door and overhead doors on each end.

104 Division Drive, Tipton

Listing courtesy of David Ping, REALTOR.

204 E Sherman Street, Windfall
$99,700
3 Beds ⋅ 1 Baths

204 E Sherman Street, Windfall

Listing courtesy of Totalis Real Estate Solutions.

5938 W 100 N, Tipton
$235,000
3 Beds ⋅ 2 Baths
Sweet Corn, No Water Bill! It's hot out! So, to cool off, you decide to leave the sprinkler on all day long. Even the dog likes this idea and you don't have to worry about the water or sewer bill because you have your own private well. Now, by the end of the afternoon you will have worked up an appetite. So you fire up the grill on the back patio for some hot dogs and burgers. What goes with grilling out? You guessed it. Fresh sweet corn on the cob! And you didn't even have to go to town to get it because Lightfoot's Sweet Corn Stand is right next door. It doesn't get any fresher than that. But if you did have to go to town, or work, it's an easy drive both north or south. Once it's time to go inside, the big stone fireplace is right inside the patio doors. You're gonna love that this fall when the nights start getting chilly. You can let the kids or dog out those same doors and keep an eye on them from the kitchen window. Speaking of the kitchen - it's a galley style, plenty of cabinet and counter space, sitting right between the family room and the big living room up front. That living room opens right onto a covered porch, perfect for morning coffee or watching a summer storm roll through. 3 bedrooms, 1.5 baths all on one level. This place has been extensively remodeled, so you're not walking into someone else's project. Just waiting for your own personal decor touch.

5938 W 100 N, Tipton

Listing courtesy of eXp Realty, LLC.

825 Oak Street, Tipton
$179,000
2 Beds ⋅ 1 Baths
Welcome to this charming 2-bedroom, 1-bath home full of potential! This home has previously been used as a rental property and is ready for its next chapter. Whether you're looking for a place to make your own or simply want the opportunity to add your personal touches, this home offers endless possibilities. Enjoy the peace of mind that comes with a brand-new HVAC system installed in July 2026, providing comfort and efficiency for years to come. With a functional layout and plenty of potential, this is a wonderful opportunity to create a space that fits your vision. New electric range and refrigerator installed August 2026.

825 Oak Street, Tipton

Listing courtesy of RE/MAX Anew Realty.

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