Sugar Creek Homes under $400,000

Welcome to Sugar Creek, Indiana—a hidden gem nestled in the heart of the Midwest, where charm meets community. This picturesque region is not just a place to live; it's a lifestyle that embodies the warmth of small-town living combined with modern conveniences. With its lush landscapes, friendly neighborhoods, and a rich tapestry of local culture, Sugar Creek is the perfect spot for families, retirees, and everyone in between.

One of the most appealing aspects of Sugar Creek is its diverse selection of homes, particularly those under $400,000. Whether you're a first-time homebuyer or looking to downsize, you'll find a range of options that cater to your needs. From cozy single-family homes with sprawling backyards to contemporary townhouses with modern amenities, Sugar Creek offers something for everyone. The affordability of these homes makes it an attractive destination for those seeking quality living without breaking the bank.

The community is known for its excellent schools, vibrant parks, and a variety of recreational activities that ensure there's always something to do. Enjoy a leisurely stroll through the scenic parks, indulge in local dining, or participate in community events that foster a strong sense of belonging.

Discover the charm of Sugar Creek, Indiana, where your dream home awaits at a price you can afford. With its friendly atmosphere and beautiful surroundings, it's not just a place to live—it's a place to thrive. Come and experience the warmth of Sugar Creek today!

Newest Sugar Creek Homes under $400,000

$268,000

5 Beds ⋅ 3 Baths

Solid 2-Story Home on Nice Corner Lot in Thorntown! This two-story traditional home offers a spacious 1,836 square feet of living space with an exceptional 5 bedrooms and 1.5 baths. Situated on a nice 0.24-acre corner lot with mature trees and an attached 2-car garage, the property provides a fantastic layout ready for your creative vision and sweat equity. Bring your design ideas to completely transform the interior spaces, update the kitchen and baths, and restore this property to its full potential. Schedule your tour today and explore the possibilities! DISCLOSURE: Property sold strictly as-is. Select listing photos feature virtually staged and conceptual renderings to demonstrate spatial layout and design possibilities. The home is currently in distressed, unfinished condition; all staged furnishings, upgrades, and proposed fixtures are conceptual only and not included in the sale.

1315 W Grant Street, Thorntown

Listing courtesy of Aaron Galvin. F.C. Tucker Company

$360,000

2 Beds ⋅ 2 Baths

Welcome to this charming 2-bedroom, 2-full-bath ranch home with a dedicated office in New Palestine! Offering comfortable single-level living and a thoughtfully designed floor plan, this home features a spacious living room, formal dining room, kitchen with adjoining breakfast room, and a generously sized laundry room. The primary suite offers a spacious bathroom featuring 2 vanities, a walk-in shower and a large walk-in closet, providing both comfort and ample storage. The separate office provides an ideal space for working from home, hobbies, or a quiet retreat. The two-car garage adds everyday convenience and extra storage, along with a handy utility sink that's perfect for cleanup after gardening, outdoor projects, or other household tasks. One of the home's standout features is the wonderful outdoor living space! Step outside to discover a large patio complemented by an attractive pergola, creating an inviting extension of the home's living and entertaining areas. Whether hosting summer cookouts, enjoying dinner outdoors, gathering with friends and family, or simply relaxing with your morning coffee, this backyard offers plenty of room to enjoy the outdoors. The neighborhood also features wonderful community amenities, including a park, playground, covered picnic pavilion, and scenic ponds. Conveniently located near downtown New Palestine, local parks, schools, shopping, and dining, this home offers the perfect combination of comfortable indoor living, inviting outdoor spaces, and neighborhood amenities!

3384 S Cordell Road, New Palestine

Listing courtesy of Theresa Volk. Grange Real Estate

$280,000

2 Beds ⋅ 1 Baths

This charming 2 bedroom, 1 bath bungalow offers peaceful country living on 2 acres, conveniently located between Thorntown and Crawfordsville. Step inside to find beautiful hardwood floors, a welcoming country kitchen, and a formal dining room perfect for gathering with family and friends. A new roof adds peace of mind, while the spacious acreage provides plenty of room to enjoy the outdoors, garden, or simply take in the quiet surroundings. Start your mornings with coffee or unwind at the end of the day on the covered front porch and enjoy the slower pace of country living. Full of charm and possibilities, this adorable bungalow is ready to welcome you home!

11422 W State Road 47, Thorntown

Listing courtesy of Heather Schaller. eXp Realty, LLC

$347,995

4 Beds ⋅ 3 Baths

Photos are of the same floor plan; finishes and features may vary. This Arbor home in the Westfall Place community offers the opportunity to enjoy new construction with anticipated completion in late November 2026, backed by a builder warranty and thoughtfully designed for modern living. The popular Aspen II floor plan features a spacious two-story layout with an open-concept main level that seamlessly connects the kitchen, dining area, and great room, creating an inviting space for both everyday living and entertaining. A dedicated study on the main floor offers flexibility for a home office, playroom, or additional living space. Upstairs, the private primary bedroom suite serves as a relaxing retreat with a spacious walk-in closet and en-suite bath including a dual vanity and 60" shower. Three additional bedrooms and a full hall bath provide comfortable accommodations for family or guests, while the conveniently located laundry room helps simplify daily routines. A central loft offers additional living space that can be used as a media room, play area, home office, fitness space, or secondary gathering area, providing great flexibility. The well-designed upper level offers versatility for a variety of lifestyles and living needs. Additional features include quartz countertops, luxury vinyl plank flooring in main living areas, stainless steel appliances, a rear patio, water softener bypass rough-in, and attractive exterior detailing that enhances curb appeal. Westfall Place offers small-town charm with convenient access to nearby shopping, dining, parks, schools, and everyday necessities while maintaining a peaceful community atmosphere. Conveniently located near I-65, residents enjoy easy access to Lebanon, Whitestown, Zionsville, and downtown Indianapolis, making commuting and recreation simple while enjoying the benefits of new construction living. Learn more about this exciting new home opportunity before it's gone!

5976 Whitney Street, Thorntown

Listing courtesy of Britanny Deal. Ridgeline Realty, LLC

$399,000

3 Beds ⋅ 2 Baths

Enjoy room to spread out in a country setting without being far from everyday conveniences! This 3-bedroom, 2-bath home sits on 1.3 acres with woods along the back. The inviting family room features brand-new LVP flooring and a cozy gas-log fireplace, while the kitchen offers an island with room for seating. Step outside to the spacious new TimberTech Advanced PVC deck with a pergola-perfect for entertaining or simply relaxing. Blue Tooth sound system with abilitity play music inside or out. A pole barn provides space for tinkering, hobbies, or projects, and an invisible fence adds convenience for your furry friends. The roof, furnace, and AC are approximately five years old, and the water heater is just one year old. Space, comfort, and outdoor enjoyment await!

7721 W 200 Road S, New Palestine

Listing courtesy of Barbara Bade. Keller Williams Indy Metro NE

$288,000

2 Beds ⋅ 2 Baths

WOW! IMMACULATE & GORGEOUS HOME w/ DEN & SUNROOM ON PREMIUM POND-VIEW HOMESITE! Nestled on a quiet cul-de-sac in beautiful Grant's Corner, this stunning, light-filled home offers stylish upgrades, spacious living areas & LOW-MAINTENANCE LIVING! The open floor plan features a spacious great room & gorgeous kitchen w/ quartz countertops, stainless-steel appliances, gas range, beautiful cabinetry, stylish new hardware & oversized island w/ breakfast bar. Stunning Aspen Glow LVP flooring enhances the main living areas. Roman blinds & custom fan/light fixtures throughout are INCLUDED! Enjoy a versatile DEN/OFFICE & SUNROOM opening to the rear patio, perfect for morning coffee overlooking the sparkling pond & manicured green space. The private owner's suite features peaceful pond views, a luxurious bath w/ double-bowl vanity & walk-in shower, plus a spacious walk-in closet. A 2nd BR & adjacent full bath provide comfortable guest accommodations. Additional highlights include a 2-car attached garage & carefree living-lawn maintenance, irrigation & snow removal are taken care of! Enjoy neighborhood parks, playground, picnic gazebo, community walking paths & access to the Pennsy Trail for walking & biking. BEAUTIFUL, MOVE-IN READY & DESIGNED FOR EASY LIVING!

134 Maxim Court, Cumberland

Listing courtesy of Steve Masuccio. CENTURY 21 Scheetz

$275,900

3 Beds ⋅ 2 Baths

Charming home offering a functional layout, comfortable living spaces, and a great outdoor setting. The main level features spacious bedrooms connected by a Jack-and-Jill bathroom. Upstairs, the private primary suite includes a vanity area and soaking tub. The fully fenced backyard offers plenty of room for entertaining, pets, or relaxing outdoors, with access to the detached two-car garage. Conveniently located just minutes from the growing Meta and Eli Lilly developments, this property offers a great combination of character, comfort, and location. Property is being sold as-is.

311 B Street S, Thorntown

Listing courtesy of Jerry Alexander. Berkshire Hathaway Home

$255,000

3 Beds ⋅ 2 Baths

Serene setting on .57 acre lot in New Palestine Schools. Updated throughout this three bedroom two bath ranch is just what you've been looking for. Lots of bright sunlight enters the home through the new windows. Cooks dream kitchen. Beautiful granite countertops offer lots of working counter space. The center island overlooks all the living spaces in this open floor plan. All appliances included even washer/dryer. NEW FURNACE AND AC in 2024 This will be a great place to spend your summers enjoying country life. Image seeing the stars in the sky without bright city lights. Best thing is there is NO HOA!

2814 W Walnut Drive, Greenfield

Listing courtesy of Cara Ahrens-Roemer. Berkshire Hathaway Home

$258,500

2 Beds ⋅ 2 Baths

Have you been looking for Easy Living! If you've been looking for a home that gives you more time to enjoy life and less time doing yard work, take a look at this one. Built in 2022, this 2-bedroom, 2-bath villa in Cumberland offers the best of low-maintenance living with a little something extra. You'll love the open-concept layout, cozy fireplace turns off with a flick of a switch, 2-car attached garage, main-level laundry, and time back for you to actually enjoy the home. The sunroom/flex space might just be the favorite spot in the house-perfect for your morning coffee, working from home, or cute sitting area. There's also a separate den/office that gives you room for a home office, some have converted this room into a 3rd bedroom! The primary suite offers a private bath and HUGE walk-in closet, with a second bedroom and full bath for guests. And the best part? The exterior maintenance is handled for you, so you can spend your time enjoying the home instead of taking care of it. With an acceptable offer, the seller is willing to offer buyer concessions or 1 year of Prorated HOA dues. 7141 Lillian Pl isn't just another villa-it's a chance to simplify without settling. Come take a look!

7141 Lillian Place, Cumberland

Listing courtesy of Joy Olson. Home Bound Real Estate LLC

$297,500

2 Beds ⋅ 2 Baths

Some homes just feel right the moment you arrive. Nestled in the charming community of New Palestine, just a short drive from Indianapolis, this sweet two-bedroom charmer sits on a generous .59-acre lot and delivers that rare combination, the unhurried feeling of small town living with easy access to everything the city offers. The newly improved 600 South corridor opens up a lovely path to the public schools and the beloved Pennsy Trail - a wonderful bonus for walkers, cyclists, and families alike. You'll love this home with its loads of updates! The kitchen is a delight, light and airy, appointed with white cabinetry, updated countertops, a wall oven, cooktop, and direct access to the deck. The dining room offers full windows overlooking the backyard with space for a desk or a cherished plant collection, a room that functions well. A warm and inviting family room offers easy access to the backyard, making indoor and outdoor living feel effortlessly connected. The primary bedroom leads to a surprisingly beautiful updated bath featuring a full tiled shower, new counter & sink, and walk-in closet. A genuine upgrade you might not expect at this price point. A two-year-old deck with wrought iron-style railings invites you to linger. And then there is the barn, a proper little red barn with white cross doors, lovingly rebuilt and expanded with a handsome covered lean-to supported by timbers that give it real presence and shelter. Honestly, it might be your most favorite thing about the property! The unfinished basement offers excellent storage and laundry hookups, with additional stackable connections available in the main level hall closet. You will not believe all the updates; too numerous to list here. Lovingly maintained and quietly waiting, with a full updates sheet available. Some houses are just houses. This one feels like home.

6205 W 300 S Road S, New Palestine

Listing courtesy of Teresa Ott. Berkshire Hathaway Home

$399,900

3 Beds ⋅ 3 Baths

Welcome to 4621 W Dane Ct, a meticulously maintained 2,460-square-foot residence where thoughtful design, modern comfort, and complete peace of mind converge. Soaring 9-foot ceilings across both levels flood the open-concept layout with natural light, creating an exceptionally airy flow from the heart of the kitchen into a cozy living room anchored by a warm fireplace. Off the main area, a climate-controlled all-season sunroom offers the perfect year-round retreat, while upstairs, the primary suite delivers a spa-like experience with its double vanity, deep soaking tub, and oversized walk-in shower. Beyond the interior, a charm-filled front porch, back patio, and a spacious 3-car attached garage provide endless versatility, all framed by community perks including a local park and playground. What truly sets this turnkey property apart is the extensive list of major high-ticket updates that ensure worry-free living for years to come. Capital improvements include a brand-new roof, new gutters, downspouts, new screened sliding door, and select replacement windows completed in 2026, alongside freshly redone trim in 2025, a high-efficiency furnace replaced in 2024, a 2021 water heater, a solar salt water softener, and freshly deep-cleaned carpets throughout. Ready for immediate enjoyment, this exceptional two-story home offers the ideal blend of community, comfort, and top-tier maintenance in one unbeatable package.

4621 W Dane Court, New Palestine

Listing courtesy of Alan Lozano. F.C. Tucker Company

$398,000

5 Beds ⋅ 4 Baths

Some homes simply give you more space. This one gives you more ways to live. With 5 bedrooms, 3.5 baths and more than 3,100 sq ft, this New Palestine home was made for life's changing seasons whether that means a growing household, welcoming family under one roof, working from home or simply having room for everyone to feel at home. A main-level bedroom and full bath offer comfortable space for guests or extended family, while the flexible front room can become the office, playroom or dining room that fits your life. The kitchen and great room are where life naturally comes together. The large island becomes the place for morning coffee, quick breakfasts, homework and conversations while dinner is being made. Quartz countertops, updated appliances, tile backsplash, generous pantry storage, crown molding, fresh paint and thoughtful updates make the home feel both welcoming and ready to enjoy. Step outside and you may find your favorite place. Thoughtful landscaping and a spacious patio create a backyard oasis for quiet mornings, summer dinners and evenings spent with family and friends. With no immediate neighbor behind or beside the home and open common space beyond, there's a wonderful sense of openness that's hard to appreciate until you see it. Upstairs, everyone has room to spread out with a spacious loft, 4 generously sized bedrooms, large closets and the convenience of an upstairs laundry room. The primary suite offers a comfortable place to unwind, complete with double vanities and a walk-in closet with custom shelving. Copperstone adds even more to everyday life with sidewalks, a community pool and playground. It's a home with room to gather, room to grow and room for whatever comes next.

4860 W Safford Drive, New Palestine

Listing courtesy of Kay Kammeyer. F.C. Tucker Company

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Listings courtesy of MIBOR Broker Listing Cooperative as distributed by MLS GRID.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.